Loan for a student without a job

Loan for a student without a job

The student also has a man and needs. There are situations when a learner urgently needs a few hundred zlotys, e.g. for a study installment, driving course, trip, renovation or moving house. Regardless of the purpose and purpose, hardly anyone wants to lend money to a person who is not yet working, and who is, for example, performing a free internship. Loan companies offering cash to unemployed people come to the rescue. Where and how to borrow money in this way?

Short-term payday for a student

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So what if we urgently need cash for a one-off expense, such as for an urgent trip, moving to a new station or for an installment for studies? Having no job, we cannot apply for cash at the bank, so we only have free and usually monthly, short-term payday loans in the amount of several hundred zlotys of transfer.

What conditions must be met to obtain a loan without income?

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Identification data also includes contact details, which are required for each loan - be it payday loan or installments. Polish citizenship and place of residence in the territory of the Republic of Poland, own telephone number and, increasingly, e-mail address for contact via e-mail.

After positive verification of the account and personal data, the credit history is verified, which depends on everything and whether we will receive the payday payday without having a job. For comparison - just like with a fixed income in the form of salary or retirement - there is a chance for the indebted person to receive financial assistance from the loan company, so in the absence of any income, the financial history must be completely clean and clear to the lender.

What is still important and what can a student use without a job are also all scholarships - whether scientific or social, which to some extent constitute a stable income for a loan company, as well as unemployment benefits.

Other sources of finance for the student

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Depending on the situation and individual capabilities of the person who is studying, payday pay is only a lifebuoy for a one-off financial crisis. You have to live for something every day and loans are not a solution here. Some students are lucky to support their family and receive funding for learning from their parents or grandparents. On the other hand, one must finally become independent and become independent of others.

In addition to good degrees in education, which can guarantee a social scholarship, although for one semester, you should also think about occasional work. If these are extramural studies, most of the students work and thus gain valuable professional experience from an early age. If you study every day, contrary to appearances, there are many activities that you can do either on weekends or in the evenings. The trade or catering industry eagerly employs students, providing them with flexible work schedules and contract work. There are two sides to this - the employer who pays the smaller ZUS and the student who earns his own budget.